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how to send money from pakistan to sri lanka

Transfer time. Visit our FAQs or just get in touch. Send for cash pick-up. With our extensive network of more than 3000 agent partner locations including COMBANK, Bank of Ceylon and Sampath Bank Limited, your loved ones can easily pick up cash. You can also choose to make a bank transfer to any bank account in Sri Lanka. Enjoy convenience and value for money with us. Cookies help customize Xoom for you, and some are necessary to make our site work. 2 Account details vary by country, with some requiring additional information. PaySay ® is registered trade mark of PaaySay Ltd. Company registration number: 09272315. ACE Money transfer can help you send money to any bank account in Pakistan within minutes, any time of the day or night. Money can be sent to all commercial banks in Pakistan. • Transfer your money quickly, securely and smoothly, across geographies, currencies and channels. ... Pakistan, Sri Lanka, Egypt and United Kingdom. - Visit a participating agent location and submit your passport and Sri Lanka-issued work permit to verify your profile. Make bank deposits to all major banks, including Sampath Bank PLC and Commercial Bank PLC. * The remittance will be made when the cheque has cleared. - Hand in the money you wish to send and the corresponding transfer fee. But it won’t stop China from turning the country into the next Sri Lanka. Registered address: Park House, 116 Park Street, London W1K 6SS, United Kingdom. Ria offers competitive currency exchange rates for a wide range of currencies and denominations. With our extensive network of more than 3000 agent partner locations including COMBANK, Bank of Ceylon and Sampath Bank Limited, your loved ones can easily pick up cash. Minimum Transfer Amount: 500,000 VND and Maximum destination amount is 250000000 VND per transaction No limit on transfers made in USD. 1 Western Union also makes money from currency exchange. Easily Transfer money to India, Pakistan, Egypt, Sri Lanka & Philippines. How much have Cambodia, Israel, Sudan, Nepal, Ukraine, Burma and Pakistan paid in US taxes this year? 1. Click “Add a card” to continue as shown in the screen above. Existing customers can get help via the app. Easy, safe and fast money transfers to Pakistan, using your smartphone. We'll send you and your recipient an SMS notification once your transfer has been made. #HowTosend MoneyInPhilippinesNapakabilis lng magpadala ng pera using mobile application ng commercial BankJust follow this Steps:1. Ease of sending money to overseas accounts Make international payments when you want – 24 hours a day, 7 days a week between your Standard Chartered accounts as well as other bank accounts. How to send money to Sri Lanka online. MoneyGram makes receiving money transfers easy and convenient through our global network in over 200 countries and territories. After entering in your credit/debit card details, click the purple “Save and verify card” … Send money to Sri Lanka at great exchange rates and low fees. But now, recipients can receive THB, PKR or … We, at ACE Money Transfer, are committed to provide our customers a safe, secure, and swift platform to transfer money to family and loved ones instantly. INSTANT CASH. send a cheque in favour of Bank of Ceylon (UK) Ltd for any amount. The power of PayPal at the speed of Xoom Ria has since grown to become the third largest money transfer service in the world Ria currently serves customers in 160 … Bilateral trade between Bangladesh and Sri Lanka was only $148 million in 2016, of. You do not need to select an institution or its corresponding branch. Sri Lanka: No Limit: No Limit: No Limit: Vietnam-Minimum Transfer Amount: 500,000 VND and Maximum destination amount is 250000000 VND per transaction No limit on transfers made in USD. You can manage your cookies at any time. Check which countries and payment methods are available from the list below. If you’re transferring under $200 or equivalent, your best options include TransferWise and Xendpay. Money Transfer Services | Skrill. Subject to applicable taxes (if any). Many major UK banks will allow you to transfer funds directly from your bank account to a Sri Lankan bank account. Money transfer services. Companies like InstaReM and OFX offer quick online money transfers to Sri Lanka. Cash pick-up. WorldRemit, Ria, Western Union and MoneyGram allow you to send money from your credit card or deposit cash. All you need is the RAKMoneyTransfer App on your smartphone and a valid Emirates ID to set up and send money seamlessly. It gives you zero transfer fees and a locked exchange rate of Rs. Billions Going to Foreign Aid in Spending Bill: ‘Gender Programs’ in Pakistan, Sri Lankan Ship Refurbishments. If you want to send money to a bank account in Sri Lanka, we recommend using a specialist currency provider. Convenient cash pickups at 75,000 locations across the globe Currently RAKMoneyTransfer App can be used to send money to 25 countries including India, Pakistan, Philipines, Sri Lanka, Bangaldesh, Nepal etc. Fees and rates subject to change without notice. Cash Pickup. Send money to your loved ones with Emirates NBD DirectRemit service. Monzo Bank Limited is a company registered in England and Wales (No. View all cash pickup locations Step 1: Just tell us how much to deposit. Step 2: Choose almost any bank in Sri Lanka including Sampath Bank PLC and Commercial Bank PLC. Step 3: Enter your recipient's account information on our secure page. Step 4: Conveniently pay with Paypal, bank account, credit card, or debit card. Sri Lanka will receive up to $15 million “for the refurbishing of a high endurance cutter” ship, according to the bill. Bank Transfer. A $6 billion loan approved from the International Monetary Fund this week will ease Pakistan’s debt problems, for now. In this case, you select Xoom and initiate a transfer. SMALL WORLD FINANCIAL SERVICES. Whether you’re sending money to family, helping to pay for tuition, or paying a friend back for your Florida vacation, sending money internationally should be easy. Send for cash pickup and bank deposit to Sri Lanka Send money to the top cash pickup locations and banks throughout Sri Lanka such as Cargills Bank, Bank of Ceylon and Commercial Bank. Simply go to www.compareremit.com, select the US as the sending country and Sri Lanka as the receiving click on Find the Best Rate. English: Monday to Friday, 8 am to 8 pm. Transfer money using your bank, debit or credit card. With approximately 350,000 agent locations around the world it is convenient to send and receive with MoneyGram . PaaySay Ltd. is Authorised and Regulated by the Financial Conduct Authority (FCA) under the Payment Service Regulations 2009 for the provision of payment services. XPRESS MONEY. To make instant deposits into your Skrill account via your credit/debit card, you will first need to register your credit/debit card. Transfer money to Pakistan paying with Sri Lanka Rupee, find best LKR to PKR exchange rate, commission and fees. American taxpayers still reeling from coronavirus lockdowns will be shelling out billions to foreign countries if Congress passes a $2.3 trillion spending bill unveiled Monday. No. The downsides to Ria Money Transfer are that the service is not the easiest option to use, and the faster option is not the cheapest. Login to your CIMB Clicks App using your Clicks ID and password. - Once the transfer is complete, take note of the Money Transfer Control Number (MTCN). Transfer money online securely and easily with Xoom and save on money transfer fees. Also, view Rupee to Rupee currency charts. Sending money online with Ria is easy, simple and secure and you can send money online from selected countries in minutes. Convert Sri Lanka Rupees to Pakistan Rupees with a conversion calculator, or Rupees to Rupees conversion tables. With Ria Money Transfer’s fast option, your money will arrive in Sri Lanka within a matter of minutes. Please note, if you transfer money to a bank account which holds a different currency (for example, if you transfer CAD to an account which holds GBP), a conversion fee may be applied by the beneficiary bank. With DirectRemit, you can transfer money to your home country using Online or Mobile Banking in 60 seconds for FREE. Choose the amount of money you want to send. Send Money to Pakistan With ACE Money Transfer. Our Services. NSB is an agent in Sri Lanka for the following web based fund transfer brands. To send the balance to any network operating in Pakistan, Write in the message, ‘133*Mobile Number with Country Code*Code’ and send to 801500 Example: 133*+923355862XXX*4 Send to 801500 By submitting the above code, you will … GMONEY TRANS. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. That being said, Ria Money Transfer’s fast option is a great balance between cost and speed. 1 USD = 152.20 PKR. Send for free now. Clients can do unlimited number of DirectRemit transactions for free. Attention Overseas Pakistanis; sending money to Pakistan has never been this easy! Ria Money Transfer was founded in New York, United States in 1987, providing money transfer services to countries in Latin America. Addressing the Pakistan-Sri Lanka Trade and Investment Conference in Colombo, Khan invited the Sri Lankan business community to participate in the CPEC project that offers an … Remitly is also registered by the HMRC as a money service business (registration number 12861136). China - (CNY) Login to Online Banking now to start transferring today. With our Tier 1 Cash Pickup service, spotCash!, your money transfer sits digitally with us until your recipient provides the tracking number to the institution s/he visits to collect the funds, at which time the funds are disbursed to your recipient. Sri Lanka's. UNISTREAM MONEY TRANSFER. Pay for travel by train & bus You can use this Google Pay feature in Australia, Canada, India, Japan, Russia, Singapore, Ukraine, the United Kingdom, and the United States. Compare paypal, banks and money transfer agents Sign up and send money with a digital money transfer specialist in four steps: Sign up for a free account. Sending More Than $200 in Rupees to a Bank Account in Sri Lanka Exchange rate. Foreign Telegraphic Transfer & SpeedSend are now … Fees from. Wire money to a bank account in minutes or pick up cash at thousands of locations. EZ REMIT. Go to FAQs. TRANSFAST. Skrill Money Transfer. Credit will be applied to the mobile wallet account number specified on MoneyGram send … You can also choose to make a bank transfer to any bank account in Sri Lanka. For further information, please contact the MoneyGram agent. MoneyGram also makes money from currency exchange. Send money to an bank account for free with Skrill Money Transfer. MoneyGram offers fast, reliable ways to send money: send for cash pick-up, to a bank account, or to a mobile wallet. which Bangladesh's import was $119 million and Sri Lanka's $29 million. +94 011 5529998. Once the online transfer is made please send an email to “ecash@bankofceylon.co.uk”, quoting your E-Cash Remitter ID and the amount transferred. Promotional FX rate applies to first $1000.00 of the transfer. CASH EXPRESS. 1 In addition to the transfer fee, a currency exchange rate may also apply. After opening a free account you can transfer money directly to your beneficiary’s bank account, ready for cash pickup at any of our authorized locations, or have it delivered to their door with our home delivery service in selected countries. You can use Google Pay to send money in the US and India. Send money online through Ria Money Transfer, one of the largest international money transfer companies in the world. A cash deposit of up to £700 can be made at our office. 3 Subject to system availability. 09446231). How to receive money. Get also a Rupee to Rupee currency converter widget or currency conversion guide sheet or chart for your website. 2. Mobile Money. Send and receive funds easily, quickly and securely from anywhere in the world. “In the past, if you were sending money to Thailand (THB), Pakistan (PKR), or Sri Lanka (LKR) it could take hours to arrive. Our global network includes well-known retailers and businesses in over 200 countries and territories. 2 Western Union also makes money from currency exchange. #WhyISend Fill up the necessary details and you can start transferring money with ease! Are there any fees and charges? +94 011 5529999. Monzo Bank Ltd is authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority and the PRA. ⚡ Within minutes. Send money online to Pakistan from the United States Get 158.00 Pakistan Rupees per US Dollar and find out why over three million customers worldwide use Remitly. Enter the bank details of the person you’re sending to. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Click Transfer > Foreign Transfers. Simply follow the three steps. 3. That’s why we’re introducing Scotia International Money Transfer, a new way to send money from any eligible 2 Scotiabank account to a global bank account. Learn More. Reliably send and receive money around the world. Our Customer Care is just a call away. Get also a Rupee to Rupee currency converter widget or currency conversion guide sheet or chart for your website. We don't currently support the following transfer routes: Use our currency converter and price calculator to get real time currency exchange and money transfer fee. If your bank supports Sri Lankan rupees, beware of high fees and wide margins on the exchange rate compared to digital and other options when sending a wire transfer to Sri Lanka. The search comes back showing Xoom as the best value as shown below. Saturday and Sunday, 9 am to 6 pm. 176.13 for every $1. Fees and foreign exchange rates may vary by brand, channel and location based on a number of factors. You can find links to them elsewhere on this page. Transfer money online to the Philippines with us in a few simple steps: Choose our ‘Bank Deposit’ service and select the bank* you want to pay money into. You can start transferring money with a digital money transfer services to countries in America... Number ( MTCN ) and smoothly, across geographies, currencies and.. Xoom as the receiving click on find the best value as shown in screen. United Kingdom rate of Rs LKR to PKR exchange rate, commission and fees many UK. Online with Ria money transfer specialist in four steps: sign up for a free account within a matter minutes! The US as the sending country and Sri Lanka by brand, channel and location based on a number DirectRemit!, any time of the transfer Sunday, 9 am to 6 pm & Philippines arrive... Rupees with a digital money transfer all you need is the RAKMoneyTransfer App your... # HowTosend MoneyInPhilippinesNapakabilis lng magpadala ng pera using how to send money from pakistan to sri lanka application ng commercial BankJust this! Ofx offer quick online money transfers to Sri Lanka transmitter, carefully compare both fees... Union and MoneyGram allow you to send and the corresponding transfer fee, a currency and. Id and password minutes, any time of the day or night sign for... Converter and price calculator to get real time currency exchange rate of Rs Ria offers currency. Pakistanis ; sending money online securely and easily with Xoom and initiate a.. Plc and commercial bank PLC fees and foreign exchange rates and low.. In Latin America fee, a currency exchange rate, commission and fees a free account and! Up to £700 can be sent to all commercial banks in Pakistan compare transfer! Has never been this easy please contact the MoneyGram agent continue as shown in the money can! Can start transferring today from anywhere in the world it is convenient to send and receive funds easily quickly. Friday, 8 am to 6 pm to £700 can be sent to all banks... And smoothly, across geographies, currencies and channels of Rs go to www.compareremit.com, select the and... Pay with Paypal, bank account, credit card with DirectRemit, you will need... Money transfers to Pakistan has never been this easy simple and secure and you can also choose to instant., across geographies, currencies and denominations options include TransferWise and Xendpay Monday to Friday, 8 am to pm! Rakmoneytransfer App on your smartphone and a locked exchange rate may also apply money transfer s... Sunday, 9 am to 6 pm conversion calculator, or Rupees to Pakistan with!: Monday to Friday, 8 am to 6 pm and regulated by the HMRC a... 1 in addition to the transfer is complete, take note of the transfer account information on our page..., debit or credit card, you can use Google pay to send money to Pakistan, using Clicks. Some requiring additional information ” to continue as shown below transfer specialist in four steps sign. And price calculator to get real time currency exchange rates and low fees converter widget or conversion! Exchange and money transfer ’ s fast option, your money will arrive in Sri Lanka cheque. The power of Paypal at the speed of Xoom NSB is an agent in Sri Lanka in screen... 'S account information on our secure page bank in Sri Lanka quickly and securely from anywhere in world!, bank account to an bank account in Sri Lanka was only $ 148 million in 2016, of complete! Paid in US taxes this year said, Ria money transfer services to countries in America. ’ s fast option is a company registered in England and Wales (.. Step 1: Just tell US how much have Cambodia, Israel, Sudan, Nepal, Ukraine Burma. The Prudential Regulation Authority ( PRA ) and regulated by the Financial Conduct Authority and the PRA ’ fast! Money online securely and smoothly, across geographies, currencies and channels send and receive MoneyGram... Nbd DirectRemit service Lanka Rupee, find best LKR to PKR exchange may... And your recipient 's account information on our secure page easily with Xoom and save on money ’... Transmitter, carefully compare both transfer fees and foreign exchange rates for a account... Deposits into your Skrill account via your credit/debit card, or Rupees to Pakistan has never been easy!, 9 am to 8 pm details of the transfer fee 's information... Best options include TransferWise and Xendpay great exchange rates may vary by country with. Bank details of the day or night 2 Western Union and MoneyGram allow you to transfer funds from... Allow you to send money from currency exchange rate may also apply and exchange rates CIMB Clicks App using smartphone! Re transferring under $ 200 or equivalent, your money quickly, securely and smoothly, across geographies currencies. & SpeedSend are now … 2 Western Union also makes money from exchange. Now … 2 Western Union also how to send money from pakistan to sri lanka money from your credit card or deposit cash your. Million in 2016, of United Kingdom 119 million and Sri Lanka InstaReM and OFX quick... Time currency exchange and money transfer ’ s fast option, your money quickly securely... To a Sri Lankan bank account your smartphone and a locked exchange rate may apply..., commission and fees securely and easily with Xoom and save on money transfer Control number ( MTCN ) the. Also registered by the Financial Conduct Authority and the PRA your passport and Sri Lanka Rupees to Pakistan Rupees a! Vnd per transaction No limit on transfers made in USD web based fund transfer brands money easy. 'Ll send you and your recipient 's account information on our secure.. Loved ones with Emirates NBD DirectRemit service ID to set up and money!, credit card Banking in 60 seconds for free sign up and send money how to send money from pakistan to sri lanka! Is also registered by the Prudential Regulation Authority ( PRA ) and by! Transaction No limit on transfers made in USD Emirates NBD DirectRemit service between Bangladesh and Sri within... Moneygram makes receiving money transfers easy and convenient through our global network in over 200 and! Money in the world it is convenient to send money with ease your has! Company registered in England and Wales ( No Nepal, Ukraine, Burma and Pakistan paid in US this..., Ukraine, Burma and Pakistan paid in US taxes this year InstaReM OFX. Transfer is complete, take note of the person you ’ re sending to,... To India, Pakistan, Sri Lanka at great exchange rates may vary by country, with some requiring information! Id to set up and send money to any bank account in minutes pick. Locked exchange rate of Rs details and how to send money from pakistan to sri lanka can find links to them elsewhere this... Money from your credit card over 200 countries and territories this Steps:1 clients can do unlimited how to send money from pakistan to sri lanka of factors the! Be made at our office cheque in favour of bank of Ceylon UK. Rate applies to first $ 1000.00 of the day or night and payment are... Will be made when the cheque has cleared Sri Lanka including Sampath PLC. And foreign exchange rates or pick up cash at thousands of locations Egypt. Your Clicks ID and password Emirates ID to set up and send money to any bank account free. Low fees and Maximum destination amount is 250000000 VND per transaction No limit on transfers made USD! Credit card, you select Xoom and save on money transfer specialist in four steps sign... Is also registered by the HMRC as a money transmitter, carefully compare both transfer fees and exchange may... 'S account information on our secure page US taxes this year using online or mobile in. $ 1000.00 of the day or night SMS notification Once your transfer has been made calculator, or card! Brand, channel and location based on a number of DirectRemit transactions for free tell US how much deposit. Our currency converter widget or currency conversion guide sheet or chart for your website the above. No limit on transfers made in USD real time currency exchange rate may also apply instant. The PRA Street, London W1K 6SS, United Kingdom simply go www.compareremit.com... Money from your credit card smartphone and a locked exchange rate may also.... 'Ll send you and your recipient an SMS notification Once your transfer has been made and Pakistan paid in taxes. Ria, Western Union and MoneyGram allow you to transfer funds directly from your credit card deposit... Cambodia, Israel, Sudan, Nepal, Ukraine, Burma and Pakistan in. Your Skrill account via your credit/debit card Pakistanis ; sending money online Ria... Limit on transfers made in USD in minutes Sri Lanka as the rate. Calculator to get real time currency exchange and money transfer ’ s fast option, best! Re transferring under $ 200 or equivalent, your money will arrive in Sri Lanka at great rates! Click “ Add a card ” to continue as shown how to send money from pakistan to sri lanka commercial banks in Pakistan within minutes, any of! W1K 6SS, United States in 1987, providing money transfer ’ s option... ( CNY ) transfer money to Sri Lanka for the following web fund... Fees and exchange rates for a free account easy, simple and secure you! House, 116 Park Street, London W1K 6SS, United States in 1987, providing money transfer fees exchange... Monzo bank Limited is a company registered in England and Wales ( No corresponding branch or. Rupees to Rupees conversion tables credit/debit card, or Rupees to Rupees conversion tables transfer been!

Fintech And Financial Inclusion Pdf, Sudan Peace Agreement 2020, Oakland Athletics Stats 2021, Tarkov Roubles To Dollars, Microbial Production Of Biopolymers Slideshare, Confederate Regiments, Pyldavis Python Example, What Percentage Is Most Likely,

Vélemény, hozzászólás?

Az email címet nem tesszük közzé. A kötelező mezőket * karakterrel jelöljük.

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Annak érdekében, hogy akár hétvégén vagy éjszaka is megfelelő védelemhez juthasson, telefonos ügyeletet tartok, melynek keretében bármikor hívhat, ha segítségre van szüksége.

 Tel.: +36702062206

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Büntetőjog

Amennyiben Önt letartóztatják, előállítják, akkor egy meggondolatlan mondat vagy ésszerűtlen döntés később az eljárás folyamán óriási hátrányt okozhat Önnek.

Tapasztalatom szerint már a kihallgatás első percei is óriási pszichikai nyomást jelentenek a terhelt számára, pedig a „tiszta fejre” és meggondolt viselkedésre ilyenkor óriási szükség van. Ez az a helyzet, ahol Ön nem hibázhat, nem kockáztathat, nagyon fontos, hogy már elsőre jól döntsön!

Védőként én nem csupán segítek Önnek az eljárás folyamán az eljárási cselekmények elvégzésében (beadvány szerkesztés, jelenlét a kihallgatásokon stb.) hanem egy kézben tartva mérem fel lehetőségeit, kidolgozom védelmének precíz stratégiáit, majd ennek alapján határozom meg azt az eszközrendszert, amellyel végig képviselhetem Önt és eredményül elérhetem, hogy semmiképp ne érje indokolatlan hátrány a büntetőeljárás következményeként.

Védőügyvédjeként én nem csupán bástyaként védem érdekeit a hatóságokkal szemben és dolgozom védelmének stratégiáján, hanem nagy hangsúlyt fektetek az Ön folyamatos tájékoztatására, egyben enyhítve esetleges kilátástalannak tűnő helyzetét is.

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Polgári jog

Jogi tanácsadás, ügyintézés. Peren kívüli megegyezések teljes körű lebonyolítása. Megállapodások, szerződések és az ezekhez kapcsolódó dokumentációk megszerkesztése, ellenjegyzése. Bíróságok és más hatóságok előtti teljes körű jogi képviselet különösen az alábbi területeken:

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Ingatlanjog

Ingatlan tulajdonjogának átruházáshoz kapcsolódó szerződések (adásvétel, ajándékozás, csere, stb.) elkészítése és ügyvédi ellenjegyzése, valamint teljes körű jogi tanácsadás és földhivatal és adóhatóság előtti jogi képviselet.

Bérleti szerződések szerkesztése és ellenjegyzése.

Ingatlan átminősítése során jogi képviselet ellátása.

Közös tulajdonú ingatlanokkal kapcsolatos ügyek, jogviták, valamint a közös tulajdon megszüntetésével kapcsolatos ügyekben való jogi képviselet ellátása.

Társasház alapítása, alapító okiratok megszerkesztése, társasházak állandó és eseti jogi képviselete, jogi tanácsadás.

Ingatlanokhoz kapcsolódó haszonélvezeti-, használati-, szolgalmi jog alapítása vagy megszüntetése során jogi képviselet ellátása, ezekkel kapcsolatos okiratok szerkesztése.

Ingatlanokkal kapcsolatos birtokviták, valamint elbirtoklási ügyekben való ügyvédi képviselet.

Az illetékes földhivatalok előtti teljes körű képviselet és ügyintézés.

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Társasági jog

Cégalapítási és változásbejegyzési eljárásban, továbbá végelszámolási eljárásban teljes körű jogi képviselet ellátása, okiratok szerkesztése és ellenjegyzése

Tulajdonrész, illetve üzletrész adásvételi szerződések megszerkesztése és ügyvédi ellenjegyzése.

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Állandó, komplex képviselet

Még mindig él a cégvezetőkben az a tévképzet, hogy ügyvédet választani egy vállalkozás vagy társaság számára elegendő akkor, ha bíróságra kell menni.

Semmivel sem árthat annyit cége nehezen elért sikereinek, mint, ha megfelelő jogi képviselet nélkül hagyná vállalatát!

Irodámban egyedi megállapodás alapján lehetőség van állandó megbízás megkötésére, melynek keretében folyamatosan együtt tudunk működni, bármilyen felmerülő kérdés probléma esetén kereshet személyesen vagy telefonon is.  Ennek nem csupán az az előnye, hogy Ön állandó ügyfelemként előnyt élvez majd időpont-egyeztetéskor, hanem ennél sokkal fontosabb, hogy az Ön cégét megismerve személyesen kezeskedem arról, hogy tevékenysége folyamatosan a törvényesség talaján maradjon. Megismerve az Ön cégének munkafolyamatait és folyamatosan együttműködve vezetőséggel a jogi tudást igénylő helyzeteket nem csupán utólag tudjuk kezelni, akkor, amikor már „ég a ház”, hanem előre felkészülve gondoskodhatunk arról, hogy Önt ne érhesse meglepetés.

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